A Milwaukee Eviction. Image from Sally Ryan/ZUMA

I recently¬†posted some thoughts about Matthew Desmond’s book¬†Evicted: Poverty and Profit in the American City (Broadway Books, 2016). Desmond writes about a dozen or so individuals or families in Milwaukee who are struggling to keep roofs over their heads (or in some cases to find another roof after losing the one they had). Many of them spend 70 or 80 percent of their income on rent, so coming up with the monthly payment is often quite a challenge. Even small unexpected expenses can put them behind on rent and push them to the edge of eviction. One question that kept coming to mind as I read the book was “Who is there to help poor renters?” Some benefit from government programs, but these programs meet only a small fraction of the need. Who else is there to help?

Often the first person who provides help–limited and self-serving though it often is–is the landlord. One of the two landlords featured in the book, Sherrena, doesn’t immediately address the delinquency of one of her tenants, Lamar, because Lamar is legless and has young sons in his care. Her reluctance doesn’t last long, though. Desmond quotes her as saying “I guess I got to stop feeling sorry for these people because no one is feeling sorry for me.” Lamar tries to work off the amount in arrears, but Sherrena won’t give him credit for what he has done. The other landlord in the book, Tobin, quickly evicted some tenants who fell behind, but let others remain for months. Desmond notes one factor that affected whether a landlord would proceed with an eviction:

“How a tenant responded to an eviction notice could make a difference. Women tended not to negotiate their eviction like men did, and they were more likely to avoid landlords when they fell behind. These responses did not serve them well.”

Jerry, a biker who lived in Tobin’s park, responded to his eviction notice by angrily threatening to hit Lenny, the property manager. Surprisingly, that didn’t make the situation worse. Desmond attributes tolerance for such aggressiveness to landlords’ “gruff masculine way of doing business. That put men like Jerry at an advantage.” Jerry subsequently offered to work off the debt and was allowed to do so.

Renters facing eviction sometimes turned to family for help. Desmond describes the efforts that Larraine, one of Tobin’s tenants, made to get family help when faced with eviction. Two of her siblings had less income than her and couldn’t provide assistance. Relationships with impoverished family members may provide some benefits, but financial assistance isn’t one of them. Her sister Susan was a little better off but wouldn’t help because Larraine had mismanaged money in the past. Larraine hesitated to ask Rubin, her youngest brother, because they weren’t close and she didn’t want to imperil his future willingness to help by making frequent requests. The fear that a relative in position to help will decide that the person in trouble doesn’t deserve additional help is apparently a major reason why some relatives aren’t contacted.

Larraine can’t ask her oldest daughter Megan for help, since she hadn’t paid back an earlier loan, and Megan held that against her. She asks her daughter Jayne, who has a fast food job; Jayne promises to help but has no money until payday. Larraine goes next to her church, from whom she has gotten help previously, though she was only partly truthful when making that request, a deception that her sister Susan, who attends the same church, brought to the pastor’s attention. Pastor Daryl is torn. He believes that the church should help the poor, In Larraine’s case, though, he thinks that much of her hardship is because of her bad choices. Eventually he tells Larraine that the church won’t be helping this time. Finally, Larraine goes to Ruben, who agrees to help. In the end, though, Tobin refuses the money, having by this time decided he wants Larraine out of his park. Having family to ask, even family willing to help, by no means makes it certain that eviction can be prevented.

Since my church is currently discussing ways to help with the affordable housing crisis, I was particularly interested in what role churches played in the lives of those facing eviction. Though Larraine didn’t get financial help from Pastor Daryl on this occasion, her church is an important part of her life. She attends every Sunday and has loved going to church ever since she was a child. Regardless of whether the church provides emergency funds to poor congregants like Larraine, I couldn’t help but wonder if there was anything else that churches can do to better equip them for the hardships they faced, perhaps helping with budgeting or decision-making so that a housing crisis was less likely to occur in the first place.

Crystal was another struggling renter who was heavily involved in church. She was evicted by Sherrena and wound up in a homeless shelter. Even while homeless, she put a substantial portion of her monthly check in the offering plate. Her reasoning is as follows:

“I need something from God. So I sow a seed…. I need a house. I need financial breakthrough. I need healing from stuff. I need to be made whole.

She got some assistance from the church–an occasional bag of groceries, a place to stay once in a while. But she kept from everyone but the pastor that she was homeless. Desmond described her motives as follows:

“Crystal didn’t want members of her church to reduce her, to see her as an object of pity, a member of ‘the poor and the orphaned.’ She wanted to be seen as Sister Crystal, part of the Body, the Beloved.”

So Crystal got what she most wanted from her church–affirmation of her identity. I wonder whether the church has encouraged her transactional view of giving, though. If so, it seems her church is letting her down.

Lamar, Sherrena’s legless tenant, doesn’t attend church. One day, though, as he is sitting around with his sons and some neighborhood boys smoking a joint, Colin, a young pastor from a nearby church, comes to the door with his Bible and some cookies. Ignoring the smell of marijuana and sounds of a sexual encounter taking place in the bedroom, Colin opens his Bible and goes over some scripture passages. Lamar knows many of the passages by heart. When one the topic of the devil comes up, Lamar adds “And earth is hell.” Colin corrects him: Well, not quite hell.” Colin leads them in prayer and hands out a list of items Lamar can pick up at the church. Colin tried his best, and he’s certainly doing more than most churches do. Nevertheless, it seems that he misses what’s being said about how Lamar’s life is truly hellish. No matte what tangible help we offer, it’s important for those who seek to minister in Christ’s name to listen to those in need as carefully as he did.

So once one falls through the frayed safety net the government provides, it’s very much hit and miss as to whether those about to be evicted can find anyone else willing and able to help. I pray that God will help our church reach out to the Lamars in our city–and the Larraines and Crystals as well. May we be able to understand their struggles–including the hell on earth that some experience–and have wisdom regarding how we can help.